After a car accident, the law in Pennsylvania says that you can recover for lost wages. This means that you have to show that you were disabled from work by your doctor and that you missed work. Say, for example, you were in a car accident where you were rear-ended on Route 100, Route 422, Ridge Pike, or Route 23. You have car insurance and so does the at-fault driver. First, you need to check your own policy. Ask your insurance company if you have "no fault" (also called "first-party") wage loss. If so, after the standard 5-day deductible, your insurance would pay your lost wages month-to-month. But, if you don't have wage loss coverage, or your wage loss coverage isn't enough to cover all of your wages, then you would be pursuing wage loss against the at-fault insurance company. The downside is that the at-fault company typically won't pay your wages without a full release (you don't want to sign any release without a lawyer and without knowing that you are ending all rights to all claims).
The two things the insurance company will require to pay your lost wages will be:
(1) a disability note from your treating doctor; and
(2) a wage verification from you employer indicating your salary/wages/number of hours per week (or sometimes the insurance company will simply accept a pay stub or your W-2).
If you have any questions, feel free to contact us.
David Schreiber
610-792-3304
deschreiber@thomaswolpert.com
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