In Pennsylvania, unlike for a car, you are not required to have medical coverage on your Motorcycle Insurance Policy. It is optional. Many insurance companies don't even offer medical coverage. It's referred to as "first-party" medical coverage or "PIP" ("Personal Injury Protection").
If you are injured in Motorcycle crash in Pennsylvania and don't have medical coverage on your policy, then your medical bills would need first go through your health insurance. It may seem strange that the at-fault driver's auto insurance won't pay your medical bills. They do-- sort of. Basically, the insurance company for driver at fault would be responsible to pay medical bills outstanding or incurred by you. But, they would not pay until the end of the case with a Release of all claims. So, while your case is ongoing, you must use your health insurance if you don't have the first-party coverage.
If you have no health insurance, then you have to make some type of payment arrangements with medical providers.
You should contact a personal injury lawyer who is experienced in handling Motorcycle Accidents.
If you use your health insurance, then depending on the type of plan you have, your health insurance may have a right to be reimbursed at the end of the case from any settlement or recovery. This is called "subrogation" and it can get complicated. An experience personal injury lawyer could explain that process to you.
Additional
information.
