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Injured?
Experienced Pennsylvania Injury Lawyers since 1994

Tuesday, July 20, 2010

Does an Underinsured Motorist Claim affect my insurance rates?




When you purchase Underinsured Motorist Protection under your insurance policy, you are pay premiums to protect you and your family. You are protecting yourselves against the careless driving of others. More specifically, you are buying protection for those other drivers who don't have adequate insurance. The Pennsylvania State Minimum insurance coverage is only $15,000 for liability. So, if your damages are more than $15,000, your Underinsured Coverage would kick in to cover you for the excess.

Ask your agent for quotes.

If you would like more information about Underinsured and Uninsured Motorist Coverage, feel free to contact us. There is no cost to speak to us about car insurance coverage.

David Schreiber
Of Counsel
Law Offices of Thomas Wolpert, PC
610-792-3304

www.PAinjurycase.com
www.Thomaswolpert.com

Tuesday, July 13, 2010

Buying Motorcycle Insurance


If you are buying motorcycle insurance, there are some different things to consider than when buy regular auto coverage. For car insurance, Pennsylvania Law requires a minimum of $5,000 in medical coverage, also called "no-fault" or PIP coverage. With motorcycle insurance, medical coverage is not mandatory. In fact, many motorcycle insurers don't provide medical.

CONSIDER:
If you have no health insurance, you should look for a motorcycle insurer and policy which carries medical coverage. This is because if you have no medical coverage on your motorycle, then your health insurance covers it.

WHY WOULDN'T THE AT FAULT DRIVER'S INSURANCE PAY MY MEDICAL BILLS?
The insurance company for the driver that hit you on your motorcycle IS responsible for your unpaid medical bills. But, they typically won't pay them until you sign a full release of claims. So, while your injury and/or medical claim is open, you would be stuck with unpaid bills if you have no medical on your motorcycle policy or no health insurance.

For more information and tips about buying motorcycle insurance, feel free to contact us.


David Schreiber
Of Counsel
Law Offices of Thomas Wolpert, PC
(610) 792-3304
www.PAinjurycase.com

Serving: Royersford, Limerick, Collegeville, Pottstown, Boyertown, Gilbertsville, Birdsboro, Douglassville, Route 422 Corridor, Montgomery County, Chester County, Berks County

Thursday, July 1, 2010

American Association for Justice Calls for Increased Auto Safety Legislation

According to the American Association for Justice, The US Congress should increase accountability for safety violations. AAJ also calls for the improvement in disclosing “early warning” dataand brake-override systems in all new motor vehicles.

The US Senate Commerce, Science, and Transportation Committee is having a hearing on safety laws for automobiles.

According to AAJ, this is resulting from the situation with the Toyota Sudden Acceleration problems. AAJ in its press release indicates Toyota “deliberately delayed alerting the National Highway Traffic Safety Administration (NHTSA) about possible defects from their vehicles’ accelerator pedals and floor mats. NHTSA imposed a maximum $16.4 million fine over the sticking pedal defect – which could have been as much as $13.8 billion or $6,000 per car for the 2.3 million vehicles that were recalled – had the agency not been confined to a penalty cap.”

The AAJ’s Press Release is also asking the Legislature to do the following:

“Increase civil penalties. Currently, the limit on civil penalties is $16.4 million, not an adequate deterrent to report safety problems. “ AAJ is proposing there be “no maximum limit on fines to ensure manufacturers promptly disclose safety problems, or risk hefty penalties. News reports indicate Toyota often dragged its feet over safety recalls here in the U.S. For example, in October 2004 Toyota issued a recall of 330,000 vehicles in Japan to replace the steering relay rods. A recall was not issued until a year later in the U.S. for the same defect, leaving unsafe automobiles on the road while Toyota continued to profit.”

“Enhanced disclosure. Further public disclosure of “early warning” data that auto manufacturers submit to NHTSA quarterly will provide consumers with the ultimate weapon – the ability to know if there might be a problem with their vehicle or one they plan on purchasing.“

“Require “black box” event recording on vehicles. New vehicles should be equipped with recorders to detect crash information, such as the ones required on airplanes. Data recorders help investigators identify exactly what happened when an accident occurred and more easily assess malfunctions and safety hazards.
“Require a brake-override standard. This would stop any vehicle once normal braking pressure is applied, even when the throttle is open.”

For more information, and the full text of the Press Release, go to www.justice.org

If you would like a free consultation on Pennsylvania personal injury matters, feel free to give us a call.
For more information, feel free to contact us.

David Schreiber
Of Counsel
Law Offices of Thomas Wolpert, P.C.
(610) 792-3304

serving: Royersford, Pottstown, Limerick, Boyertown, Phoenixville, Douglassville, Collegeville, Gilbertsville, Birdsboro, Montgomery County, Berks County, Chester County.