Let's say you were injured in a car accident and the other person is at fault. Their insurance company will likely call you. Your contact information will be on the Police Report. You probably should not give any statement, recorded or not, to the other person's insurance company. They are not "on your side". Their adjuster's job is to try to save their company money. They want to get a statement from you to hold it against you later. (NOTE: You likely have a duty to cooperate with your own company and if so, would have to provide your company with a statement upon request).
If you were injured from a fall on property, their insurance company may also request a recorded statement. You probably should not give any statement, recorded or not, to them either.
If you are unsure, you should consult with an experienced personal injury lawyer.
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