If you were hurt in a motorcycle accident in Pennsylvania and have medical bills, it can be a difficult situation. Since Pennsylvania is a "no-fault" State for medical in accidents, it first goes to your insurance.
First, check with your motorcycle insurance. You might have medical coverage. If so, your insurance will pay up to the amount of the coverage. That's easy.
But, chances are, you won't have medical coverage on your motorcycle insurance (most policies do not in Pennsylvania and it's not required, unlike for car insurance). Then, you must look to your health insurance. If you have health insurance, show them proof that your motorcycle insurance doesn't cover medical.
If you don't have health insurance, you can be in a difficult situation. It is true that the person's insurance who was at fault is responsible for your unpaid medical bills. But, the problem is that their insurance company probably won't pay your medical bills unless you sign a release of any bodily injury claim. That is not a good idea if you have ongoing injuries. You might need to work with your medical providers to figure out something if you are making an injury claim. Sometimes your doctors will accept what is called a "letter or protection" that they will be paid at the end from the settlement or recovery against the at-fault insurance company.
If you are unsure, you should contact an experienced personal injury lawyer.
David E. Schreiber
(610) 792-3304
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