If you were in an accident and lost wages from work, you may be entitled to be reimbursed. How and when will depend on the type of case. If you were in a car accident, whether on Route 100, Route 422, Ridge Pike, Route 73, or another local road, and it was someone else's fault, then you have two potential sources to recover.
First, if you have wage loss on your own policy, you can apply for wage loss coverage. The advantage is that under your own policy, you can collect wage loss payments as you lose the wages- while the case is ongoing. Your insurance company will pay you up to the limits of your coverage (under "No Fault" benefits) after you miss 5 days from work. (There is a 5 day deductible in Pennsylvania for auto insurance wage loss "no fault" benefits).
If you don't have wage loss on your own policy, or, if your coverage isn't enough to cover all of your lost income, the insurance company for the other driver will be responsible. But, they most likely won't pay your lost wages until the end of the case.
If you were hurt because of a fall on ice or a defect or dangerous condition on someone or some company's property, you should find out if their insurance company had any "No Fault" benefits. They might have wage loss coverage.
Regardless of the type of case, if you were hurt as a result of someone else's negligence or fault, then under PA law, you are entitled to be reimbursed. This includes lost pay or salary you've lost since the incident and any loss of future ability to earn income (also called lost earning capacity). Loss of future earnings may require an expert - doctor and/or vocational expert or economist to calculate these losses.
If you have any questions, feel free to contact us.
can I claim for a compensation after a car accident? the answer is yes, that is if you can support and prove the someone is liable for the accident you've been through. but the first thing you need to do is seek medical attention first for health safety.
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