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Monday, February 21, 2011

A Few Things The Insurance Company Won't Tell You When You Have A Claim




The other person's insurance company may have called you very soon after your accident. They may tell you a lot of things, but most likely they won't tell you these things:

- They are not on your side; the adjuster's job is to save the company money, not pay the full amount they owe you.

- You do NOT need to give a recorded statement to the other insurance company for them to adust the claim. In fact, you probably should not give them a recorded statement.

- If you have limited tort, you can still get pain and suffering (also called bodily injury) damages; and, the injury does not have to be permanent.

- If your car is totaled, you do not have to let the other person's injurance company move your car to their salvage lot; in fact, you probably do not want to agree to let them move it until you have agreed to a value on the property damage.

- You do not have to sign a medical authorization for the other person's insurance company

- They are professionals at this, do it every day, and what they tell you the claim is worth is not necessarily what you should settle for.

- People statistically net a better recovery when they retain a good lawyer.

If you have further questions, feel free to contact us.


David Schreiber
Of Counsel
Law Offices of Thomas Wolpert, PC
(610) 792-3304

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