If you have been in a Pennsylvania car accident and have missed time from work, you may be able to get lost wages repaid. The first thing you want to do is check your own car insurance policy. Even if the other person is at fault, you have something called "no fault" coverage on your policy. You may have wage loss coverage on your policy. If you do, the advantage is that you can apply for and collect lost wages as you are losing the time. (If you don't have this coverage, ask your insurance agent to have it added onto your policy. Or, if you want to switch insurance companies, ask about this coverage. It is not expensive). If you don't have wage loss coverage under your own policy, then the at-fault driver's insurance company would owe you lost wages. The problem there is that the at-fault insurer likely won't pay your lost wages without a full release of all claims. You won't want to sign any release unless you are done with your case. So, you may be stuck waiting to be repaid the lost wages until the end of your case (meaning, if you are also making a claim for bodily injury).
The bottom line is to make sure you have wage loss coverage under your own policy: it's not expensive, and it will pay you as you lose the time from work.
If you have any questions, feel free to contact us for a free evaluation/consultation.
David E. Schreiber
Of Counsel
Law Offices of Thomas Wolpert, PC
(610) 792-3304
www.PAinjurycase.com
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