Warning: Using your car as a delivery driver - what happens to your car insurance

Many people use their own car for a job like delivering pizza. They don't think to consider what happens with their insurance coverage.

If you do not inform your insurance company that you are using the car for a job like a delivery driver, you may not be covered! In other words, say you are driving your car delivering pizza and you are involved in a car accident. Your insurance company may determine that use is not covered under your policy. That business use was not contemplated when they determined your premiums- they will say that they did not insure you for that loss.

We recommend that you contact your insurance company or agent to inform them you are starting such a job. If it does raise your rates, you should consider that as to whether you still want to take the job. It's better to be safe and let them know than to find out when it's too late that you don't have coverage for an accident.

If you have more questions, feel free to call us.

David Schreiber
Of Counsel
Law Offices of Thomas Wolpert, P.C.
610-792-3304

Serving: Royersford, Limerick, Pottstown, Collegeville, Phoenixville, Schwenksville, Boyertown, Douglassville, Birdsboro, Gilbertsville, Montgomery County, Berks County, Chester County.