If you are buying motorcycle insurance, there are some different things to consider than when buy regular auto coverage. For car insurance, Pennsylvania Law requires a minimum of $5,000 in medical coverage, also called "no-fault" or PIP coverage. With motorcycle insurance, medical coverage is not mandatory. In fact, many motorcycle insurers don't provide medical.
CONSIDER:
If you have no health insurance, you should look for a motorcycle insurer and policy which carries medical coverage. This is because if you have no medical coverage on your motorycle, then your health insurance covers it.
WHY WOULDN'T THE AT FAULT DRIVER'S INSURANCE PAY MY MEDICAL BILLS?
The insurance company for the driver that hit you on your motorcycle IS responsible for your unpaid medical bills. But, they typically won't pay them until you sign a full release of claims. So, while your injury and/or medical claim is open, you would be stuck with unpaid bills if you have no medical on your motorcycle policy or no health insurance.
For more information and tips about buying motorcycle insurance, feel free to contact us.
David Schreiber
Of Counsel
Law Offices of Thomas Wolpert, PC
(610) 792-3304
www.PAinjurycase.com
Serving: Royersford, Limerick, Collegeville, Pottstown, Boyertown, Gilbertsville, Birdsboro, Douglassville, Route 422 Corridor, Montgomery County, Chester County, Berks County
seems like the insurance company should make you buy medical insurance for motorcycle - it would seem like you need medical for a motorcycle at least as much for a car - more likely to get injured in a motorcycle accident.
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